Freight Factoring for 2.49%

Flat Rate 2.49%

Our standard flat-rate fee is 2.49% of the gross load rate. We do not take any hidden fees such as set-up, minimum amount, credit check, or transaction fee.


We'll pay you through an ACH deposit within 1 business day. However, the time it takes for money to hit your account depends on your bank.


We cover all valid loads, though we reserve the right to reject a load, for example, if it's 3 months old. We do not require volume commitment.


We typically only do recourse factoring and charge-back an invoice after 60 days. We help you focus on what matters.

Factoring designed especially for owner operators and small fleets: no hidden fees, flat low rate, and convenient processing – email your docs and get paid in 1 day.

How it works

Just finished hauling a load? Once you’re approved, send us your Bill of Lading and Rate Confirmation and we’ll pay you the next business day. It's that easy!

Rate & fees

Factoring rate 2.49% per load
Setup fee FREE
Transaction fee FREE
New debtor search fee FREE


When we pay 1-2 business days
How we pay ACH deposit for $3.00

For your convenience

Documents to send Bill of Lading and Rate Confirmation
Factoring type Fully recoursed after 60 days
Who handles invoices We handle invoices
Volume commitment NONE
Contract commitment 1 year contract (30 days notice)
What loads can you factor Any legit loads